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What happens to your mutual fund units if an AMC shuts down? An important article from Livemint that addresses a common concern among mutual fund investors: What happens to our money if the mutual fund company closes down? 1. Your mutual fund units do not automatically disappear When you invest in a mutual fund, the…

Interesting chart i saw and thought will share with my readers. Large‑sized IPOs have historically drained liquidity from the financial system, often triggering short‑term corrections in the secondary market as funds flow out. India first witnessed this in January 2008 with the Reliance Power IPO (₹ 11,000 crore) — markets fell sharply soon after listing, amplified by global bearish…

Insights from the Nifty50 Stagnation Data 💡 Practical Implications The message is Stay Invested: Don’t Panic or show your frustration by selling or shifting to some other avenues as we don’t know when markets will start going up and It might happen within a short span too. Happy Investing! Stay Invested! RaVi Standard Disclaimer: This…

Mint recent article about a “30-day money detox”—is not about extreme frugality, but about becoming conscious of why you spend and where your money quietly leaks. It was updated on 8 September 2026. Below are the five point the author discusses: The 5 key ideas The bigger financial lesson I would take this article one…

India’s M3 money supply has climbed from around ₹210 trillion in 2023 to nearly ₹323 trillion today. That’s more than a 50% increase in the money pool over roughly three years. Money supply doesn’t guarantee rising markets. But over time, expanding liquidity, credit, nominal GDP and corporate earnings create the foundation for wealth creation. The…

*Age 20* — Not Investing Early Time is your biggest wealth creator. Don’t waste it. 🔹 Start small, but start early 🔹 Compounding needs time more than it needs a large amount 🔹 Your first salary should also build your first asset *Age 30* — Not Building New Income Streams One income is a risk.…

One of the most common mistakes investors make is thinking: “This fund has a ₹10 NAV, so it is cheaper than a fund with a ₹500 NAV.” ❌ Not true. NAV is simply the value of one unit of a mutual fund.It does not tell you whether the fund is cheap or expensive. Imagine two…

The Q1 FY2026-27 macroeconomic picture is clearly positive, with growth broad-based across consumption, investment, industry and services. What does this mean for the economy? The most encouraging aspect is the quality and breadth of growth. It isn’t being driven by just one component: Consumption ↑ + Investment ↑ + Government capex ↑ + Industry ↑ + Services…

Quite interesting table depicting various trends in Equity Market. According to the author we are currently in Boring Phase 🙁 Regards, RaVi The views expressed here are for information purposes only and should not be construed as a recommendation or investment advice. While the author is a MBA Finance graduate, with nearly 25 years of…