Author: ravi@fundwallet.in
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Mutual Funds✅ Fund Wallet✅
Mutual fund investments are subject to market risk, please read all the scheme related documents before investing. Fund Wallet is a AMFI registered Distributor of Mutual Funds with ARN-111231 as its registered number. This is not an investment recommendation in mutual funds. Image source not known.
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What happens to your mutual fund units if an AMC shuts down?
What happens to your mutual fund units if an AMC shuts down? An important article from Livemint that addresses a common concern among mutual fund investors: What happens to our money if the mutual fund company closes down? 1. Your mutual fund units do not automatically disappear When you invest in a mutual fund, the…
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Market Insight: Large IPOs and Liquidity Drain?
Interesting chart i saw and thought will share with my readers. Large‑sized IPOs have historically drained liquidity from the financial system, often triggering short‑term corrections in the secondary market as funds flow out. India first witnessed this in January 2008 with the Reliance Power IPO (₹ 11,000 crore) — markets fell sharply soon after listing, amplified by global bearish…
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Nifty 50 Stagnation & Recovery Patterns!
Insights from the Nifty50 Stagnation Data 💡 Practical Implications The message is Stay Invested: Don’t Panic or show your frustration by selling or shifting to some other avenues as we don’t know when markets will start going up and It might happen within a short span too. Happy Investing! Stay Invested! RaVi Standard Disclaimer: This…
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“India’s Credit Boom: Opportunity or Warning Signal?”
The chart highlights an important structural change in India over the last decade: debt across households, governments and consumers has grown significantly faster than nominal GDP in several categories. What stands out? 1. Credit has expanded much faster than the economy Nominal GDP has grown about 2.8×, while household debt has increased around 6.1×. This…
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“Five ways to Detox Your Money — and Put Your Money on a Wealth-Building Diet”
Mint recent article about a “30-day money detox”—is not about extreme frugality, but about becoming conscious of why you spend and where your money quietly leaks. It was updated on 8 September 2026. Below are the five point the author discusses: The 5 key ideas The bigger financial lesson I would take this article one…
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INDIA’S LIQUIDITY ENGINE IS STILL RUNNING>>>
India’s M3 money supply has climbed from around ₹210 trillion in 2023 to nearly ₹323 trillion today. That’s more than a 50% increase in the money pool over roughly three years. Money supply doesn’t guarantee rising markets. But over time, expanding liquidity, credit, nominal GDP and corporate earnings create the foundation for wealth creation. The…
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𝗠𝗢𝗡𝗘𝗬 𝗠𝗜𝗦𝗧𝗔𝗞𝗘𝗦 𝗧𝗛𝗔𝗧 𝗔𝗥𝗘 𝗢𝗙𝗧𝗘𝗡 𝗠𝗔𝗗𝗘!?
*Age 20* — Not Investing Early Time is your biggest wealth creator. Don’t waste it. 🔹 Start small, but start early 🔹 Compounding needs time more than it needs a large amount 🔹 Your first salary should also build your first asset *Age 30* — Not Building New Income Streams One income is a risk.…
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🚨 A ₹10 NAV DOESN’T MEAN A MUTUAL FUND IS CHEAP!
One of the most common mistakes investors make is thinking: “This fund has a ₹10 NAV, so it is cheaper than a fund with a ₹500 NAV.” ❌ Not true. NAV is simply the value of one unit of a mutual fund.It does not tell you whether the fund is cheap or expensive. Imagine two…
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India GDP Growth – 👍 Strong / Thumbs Up
The Q1 FY2026-27 macroeconomic picture is clearly positive, with growth broad-based across consumption, investment, industry and services. What does this mean for the economy? The most encouraging aspect is the quality and breadth of growth. It isn’t being driven by just one component: Consumption ↑ + Investment ↑ + Government capex ↑ + Industry ↑ + Services…