Author: ravi@fundwallet.in
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EARLY RETIREMENT: START EARLY, INVEST WISELY>>>
Retirement planning is no longer just about saving enough money for old age. For many people, the goal is to become financially independent early and have the freedom to choose how they spend their time. The key is to start early and stay invested for the long term. 1. Time is your biggest advantage The…
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Markets move in Phases!!!
Quite interesting table depicting various trends in Equity Market. According to the author we are currently in Boring Phase 🙁 Regards, RaVi The views expressed here are for information purposes only and should not be construed as a recommendation or investment advice. While the author is a MBA Finance graduate, with nearly 25 years of…
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The Law of the Harvest
Wealth, like a harvest, cannot be rushed. A farmer does not plant a seed today and expect a crop tomorrow. He chooses the right seed, prepares the soil, gives it water and nourishment, and then allows nature to do its work. Along the way, he accepts heat, rain, storms and changing seasons—without digging up the…
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₹1,000 More Today. Lakhs More Tomorrow.
A SIP is one of the simplest ways to build wealth over the long term. But the real power comes when you increase your SIP as your income grows. This is where a Step-Up SIP can make a meaningful difference. Even an additional ₹1,000 a month may look small today. But when that higher contribution…
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INDIA’S BIGGEST BEAR MARKETS
How deep did the market fall — and how long did investors have to wait? India’s equity market has witnessed several brutal bear markets over the decades. 1986–88 → -41%1990–91 → -39%1992–93 → -54%1994–96 → -41%2000–01 → -56%2004–06 → ~30%2008–09 → -61%2010–11 → ~28%2015–16 → ~23–25%2020 COVID Crash → -38% The 2008 Global Financial Crisis…
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The Ultimate Formula for Wealth Creation!
There is a simple formula that explains much of what successful long-term investing is all about: (Short-Term Volatility + Discipline) × Time = True Wealth 1. Accept short-term volatility Markets will not move up in a straight line. There will be corrections, sharp declines, periods of frustration and phases when it feels as though nothing…
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IT in NIFTY50 Index!
“IT has been a major part of the Nifty 50 for many years—but its representation is not constant. From 4 companies in 2013, it rose to 5, briefly touched 6, and has now come back to 4 in September 2026. The lesson: don’t build a portfolio around yesterday’s winners. Diversification across sectors is important for…
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35 YEARS. MULTIPLE CRISES. ONE POWERFUL LESSON: COMPOUNDING REWARDS PATIENCE.
The real investment lesson is this: The companies that created enormous wealth were not necessarily the obvious “multibaggers” every year. They survived multiple cycles: 1991 reforms → dot-com → 2008 crisis → taper tantrum → COVID → rate cycles → geopolitical shocks → today. The biggest mistake investors make is often not choosing the wrong…
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Fund Wallet – AMFI Registered Distributor of Mutual Funds!
Very simple, click this page Contact – Fund Wallet 🙂 and sleep peacefully…. RaVi Fund Wallet is an AMFI registered Distributor of Mutual Funds.
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Is the FII Selling Finally Ending?
One trend that deserves attention… FII selling has been cooling off every single month. That’s a decent slowdown in last four months. The data suggests FIIs aren’t aggressively dumping Indian equities anymore. Will August mark the return of FII buying…yes says the 1st week date. Lets wait for few more days to confirm. Happy Investing!…